Pension Calculator

Let's start with the basic details



Your Spouse's Basic info



A Quick summary !
You Your spouse
Age Doe
Normal Pension
Normal Pension for the year
Name wird zuerst pensioniert
age at retirement
Time unitl first person start with retirement
Time between first and second person's retirement
second retirement starts with
Age at second retirement
time until the second retirement starts
Pension Information





Pension Scheme

$400,000

For monthly Pension

$23,200

If Yearly

$0

payed yearly

$100,000

payed-one-time
Pension Information





Pension Scheme

$400,000

For monthly Pension

$23,200

If Yearly

$0

payed yearly

$100,000

payed-one-time
Pension planning
Income Govt. Pension Income If Married Rising prices
Govt. Pension Income $28,000 %
Govt. Pension Income $28,000 $42,000 %
Pension $23,200 %
BVG $23,200 %
Costs
Rising prices
Costs of living $ %
Tax % %
Real Estate $ %
Pension planning (cont.)

Part 1


Year 2021 2025
MAK (age) 65 69
Lily (age) 59 63
Govt. PI of MAK JUNIOR 28000 28000
Govt. PI of Lily Losa 0 0
Pension of MAK JUNIOR 23200 23200
BVG of 0 0
Total Income 51200 51200
Average 51200
Living cost 95000 95000
Tax 8704 8704
Real EState 5000 5000
Total Cost 108704 108704
Average 108704
minus income -51200
need per year 57504
needs per part 287520

Part 2


Year 2029 2037
MAK (age) 73 81
Lily (age) 64 72
Govt. PI of MAK JUNIOR 0 0
Govt. PI of Lily Losa 42000 42000
Pension of MAK JUNIOR 23200 23200
BVG of 23200 23200
Total Income 88400 88400
Average 51200
Living cost 95000 95000
Tax 15028 15028
Real EState 5000 5000
Total Cost 115028 115028
Average 115028
minus income -88400
need per year 26628
needs per part 239652

Part 3


Year 2021 2025
MAK (age) 65 69
Lily (age) 59 63
Govt. PI of MAK JUNIOR 28000 28000
Govt. PI of Lily Losa 0 0
Pension of MAK JUNIOR 23200 23200
BVG of 0 0
Total Income 51200 51200
Average 51200
Living cost 95000 95000
Tax 8704 8704
Real EState 5000 5000
Total Cost 108704 108704
Average 108704
minus income -51200
need per year 57504
needs per part 287520

Forecast

Discounted Asset Needs Needed Capital Forecsast Return Until Payout Needs Per Part
Until both are retired $457,743 0.5% 1 YEARS $460,032
Enjoyable phase $65,197 7.50% 18 YEARS $239,652
Golden years $101,418 7.50% 18 YEARS $372,792
Total $624,318 $1,072,476

Total Aufteilung der Beträge

Was % of investment division interest
KURZFR. ANLAGEN 74.61% 455,466 0.50%
AKTIEN 9.93% 60,649 7.50%
AKTIEN 15.45% 94,342 7.50%

Anlageportfolio

Anlageportfolio Division in CHF division in %
KURZFR. ANLAGEN 0 0%
OBLIGATIONEN 442,168 74%
AKTIEN 154991 26%
TOTAL 597159 100%